Financial & Insurance

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We want to provide affordable, high-quality treatment that fits your budget! We offer a variety of payment options to meet your needs. For your convenience, we accept electronic bank transfers and Visa, MasterCard, American Express and Discover credit cards. We also offer Lending Club Patient Solutions as an outside financing source or in-house financing in the form of monthly payments after a down payment. We extend a 5% courtesy for payment in full by cash and a discount for multiple family members undergoing treatment.

Insurance

How does orthodontic insurance work?
There are many different agreements between insurance carriers and their subscribers, and each contract provides a different benefit. However, orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee (diagnostic records, initial fee, monthly payments, etc.) until the benefit maximum has been reached. Charges for lost or broken appliances may not be covered by insurance.

How does our office assist you with insurance?
For your convenience, we will submit initial insurance claims pertaining to charges for care provided in our office. However, please be aware that our primary financial relationship is with our patients or their families and not with their respective insurance companies.

  • Know what your benefits are before treatment starts. If you are not sure, contact your insurance company so that you know exactly how much you can expect to be paid and when to expect payment.
  • If you would like our office to submit claim forms prior to treatment, we ask that you provide us with the name, address and telephone number of your insurance carrier.
  • We cannot provide services on the assumption that our charges will be paid by an insurance carrier. However, for your convenience, we will accept payments from your insurance company assigned to us by the insured. Such payments will be credited accordingly to your account.